Say Hello to Our Preferred Lender

We understand the home buying process can be stressful. Having the right mortgage partners in place is essential to ensure your needs are met every step of the way.

Choose 1 of 3

Unlock incredible savings when you choose UNMB, our preferred lender. Whether you're looking to lower your rate, reduce closing costs, or personalize your home with premium upgrades, these exclusive offers make your home purchase even more rewarding. Check out these options and see how much you can save!

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Closing Cost Concession

Get a $10,000 credit from GreenTech, plus an additional $3,000 credit from UNMB, all applied toward your closing costs. That's $13,000 in savings!

Rate Buy Down + Closing Cost Concession

Lock in a lower rate and save big! GreenTech offers a $15,000 credit toward a permanent rate reduction (discount points), and UNMB adds a $3,000 credit for your closing costs.

50% Off Builder Upgrades + Closing Cost Concession

Customize your dream home! Enjoy 50% off up to $20,000 on Design Selections for all Custom Homes from GreenTech, along with a $3,000 credit from UNMB for closing costs.

Why GreenTech?

Welcome to UNMB Home Loans Inc.

The preferred lender for Greentech Homes

Trusted since 1979, UNMB is an award-winning mortgage bank with an impeccable reputation for delivering personalized financing solutions. Our team is here to guide you every step of the way. We specialize in understanding each borrower's unique circumstances, providing a wide range of loan products to meet any need-whether it's a traditional home purchase, a VA loan for veterans, or even investment property financing.

OUR MISSION

We are committed to providing superior, honest, and transparent service, treating each client with warmth and empathy. Our legendary service is reflected in our five-star ratings on Zillow and Google, backed by almost 2,200 happy client reviews, and supported by an A+ rating from the Better Business Bureau. Our award-winning team is proud to make a positive impact in the lives of our clients and communities by offering the customized home financing solutions.

We believe homeownership is the key to building generational wealth, and we're here to help you unlock that opportunity through the exceptional properties offered by Green Tech Homes. Whether you're a first-time homebuyer, need down payment assistance, or have more complex financing needs, we're ready to make the process smooth and successful.

Justin King

Licensed Mortgage Loan Originator

At the foundation of any financial transaction is a trusting relationship that is enhanced with time, information, support and solutions. Throughout my 20+ years in home finance, I have delivered positive outcomes by actively listening to the needs of each client and supporting their unique goals.
I transitioned from a management position in mortgage operations to residential lending whereI felt I could help more families. My diverse background affords me a unique skill set that helps me better navigate the entire loan process with innovative solutions where others fall short. Identified as a banking person clients can trust; I strive to learn something new every day and no two days are alike.

My approach to home loans goes beyond products and transactions, though. I recognize that closing on time should be a given and that the relationships you build throughout the process are what sets you apart. I build friendships with clients that extend well beyond closing day. I also work hand-in-hand with the GreenTech team to provide you and your family with an unparalleled experience.

In an industry often marked by numbers, l instead focus on the personal impact I can make in my client's lives–financial freedom, generational wealth, and the joys of turning a house into a beloved home.

Questions? Let's chat

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Homeowner Education

Your Home Mortgage Checklist

Applying for a home loan doesn't have to be complicated
Use our Mortgage Checklist below to help you gather the documents typically requested to avoid delays in processing your mortgage loan.

Completed Loan Application package and signed Intent to Proceed
Home owner's Insurance Declaration Page (if refinancing)
Valid Photo ID
Current Mortgage Statement (if applicable)
W2s from last two years
Paystubs from last 30 days with year-to-date (YTD) earnings
Two months of current bank statements, all pages
Social Security or Pension Awards letters (if applicable)
Last two years of tax returns
DivorceDecree (if applicable)
TrustDocuments (if applicable)

Why Getting Pre-Approved is Crucial When Buying a Home

As a home builder, we see firsthand how getting pre-approved can greatly benefit homebuyers. When you’re pre-approved, it gives you a clear understanding of your budget and aligns your expectations with the homes we can build or customize for you. It shows us that you’re a serious buyer, ready to move forward, which allows us to better plan our resources and timelines to meet your needs. Additionally, having financing secured upfront helps streamline the entire home-buying process, from selecting finishes to completing construction, so you can move into your new home faster without unexpected delays. Pre-approval gives you confidence and clarity, and it allows us to make your home-buying experience as smooth and efficient as possible.